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January 31 FREE HOME BUYER'S SEMINARFREE HOME BUYER’S SEMINAR
$50.00 WAWA gift certificate winner each evening!!!!
POTTSTOWN PUBLIC LIBRARY 500 High Street, Pottstown, Pa 19464
Wednesday evenings 7:00 – 8:30 May 13th, 20th and 27th
May 13th ALL ABOUT MORTGAGES: PRE-APPROVALS – MONTHLY PAYMENTS – FUNDS REQUIRED TO PURCHASE - CREDIT REQUIREMENTS
May 20th THE HOME PURCHASING PROCESS: HAVE A REALTOR REPRESENT YOU AT NO COST TO YOU – FINDING YOUR NEW HOME – THE FORMS YOU WILL SIGN
May 27th HOME INSPECTIONS: WHAT THE INSPECTION DOES AND DOES NOT COVER – RADON TESTS – WOOD DESTROYING INSECT INSPECTIONS – ROUTINE MAINTENANCE
Three ring binder with reference material given to each person attending
Please call Priscilla by the day before the class to reserve a seat!!!
PRESENTED BY
FRED TROXELL PRISCILLA BARNES-DAVIS
Cambridge Mortgage Associates, LTD. Brode & Brooks, Inc. REALTORS 1904-1906 Swede Road 404 Main Street Norristown, Pa. 19401 Pennsburg, PA 18073 (610) 279-3175 (267)-923-3205 January 09 Ask One of Our Experts Your Real Estate Question:Ask One of Our Experts Your Real Estate Question: http://PriscillaDavisRealtor.com/redir.asp?page=gold_askexpert.asp&t=sicNews January 03 The 9 Step System to Get Your Home Sold FastThe 9 Step System to Get Your Home Sold Fast and For Top Dollar Selling your home is one of the most important steps in your life. This 9 step system will give you the tools you need to maximize your profits, maintain control, and reduce the stress that comes with the home-selling process: Know why you’re selling, and keep it to yourself. The reasons behind your decision to sell affect everything from setting a price to deciding how much time and money to invest in getting your home ready for sale. What’s more important to you: the money you walk away with, the length of time your property is on the market, or both? Different goals will dictate different strategies. However, don’t reveal your motivation to anyone else or they may use it against you at the negotiating table. When asked, simply say that your housing needs have changed. Do your homework before setting a price. Settling on an offering price shouldn’t be done lightly. Once you’ve set your price, you’ve told buyers the absolute maximum they have to pay for your home, but pricing too high is as dangerous as pricing too low. Remember that the average buyer is looking at 15-20 homes at the same time they are considering yours. means that they have a basis of comparison, and if your home doesn’t compare favorably with others in the price range you’ve set, you won’t be taken seriously by prospects or agents. As a result, your home will sit on the market for a long time, and with this knowledge new buyers on the market will think there must be something wrong with your home. Do your homework. (In fact, your agent should do this for you). Find out what homes in your own and similar neighborhoods have sold for in the past 6-12 months, and research what current homes are listed for. That’s certainly how prospective buyers will assess the worth of your home. Find a good real estate agent to represent your needs. Nearly three-quarters of homeowners claim that they wouldn’t use the same realtor who sold their last home. Dissatisfaction boils down to poor communication which results in not enough feedback, lower pricing and strained relations. Another FREE report entitled "10 Questions to Ask Before You Hire an Agent” gives you the straight, to-the-point questions you should be asking when you interview agents who want to list your home. You can obtain a FREE copy of this report from my website. Maximize your home’s sales potential. Each year, corporate North America spends billions on product and packaging design. Appearance is critical, and it would be foolish to ignore this when selling your home. You may not be able to change your home’s location or floor plan, but you can do a lot to
improve its appearance. The look and feel of
your home generates a greater emotional
response than any other factor. Before
showings, clean like Pick up, straighten, un-clutter, scrub, scour and
dust. Fix everything, no matter how insignificant it
may appear. Present your home to get a "wow”
response from prospective buyers.
Allow the buyers to imagine themselves living in
your home. The decision to buy a home is based
on emotion, not logic. Prospective buyers want to
try on your home just like they would a new suit of
clothing. If you follow them around pointing out
improvements or if your decor is so different that
it’s difficult for a buyer to strip it away in his or her
mind, you make it difficult for them to feel
comfortable enough to imagine themselves an
owner. Make it easy for prospects to get information on your home. You may be surprised to know that some marketing tools that most agents use to sell homes (e.g. traditional open houses) are actually not very effective. In fact only 1% of homes are sold at an open house. Furthermore, the prospects calling for information on your home probably value their time as much as you do. The last thing they want to be subjected to is either a game of telephone tag with an agent or an unwanted sales pitch. Make sure the ads your agent places for your home are attached to a 24 hour prerecorded hotline with a specific ID# for your home which gives buyers access to detailed information about your property day or night 7 days a week without having to talk to anyone. It’s been proven that 3 times as many buyers call for information on your home under this system. And remember, the more buyers you have competing for your home the better, because it sets up an auction-like atmosphere that puts you in the driver’s seat. Know your buyer. In the negotiation process, your objective is to control the pace and set the duration. What is your buyer’s motivation? Does s/he need to move quickly? Does s/he have enough money to pay you your asking price? Knowing this information gives you the upper hand in the negotiation because you know how far you can push to get what you want. Make sure the contract is complete. For your part as a seller, make sure you disclose everything. Smart sellers proactively go above and beyond the laws to disclose all known defects to their buyers in writing. If the buyer knows about a problem, s/he can’t come back with a lawsuit later on. Make sure all terms, costs and responsibilities are spelled out in the contract of sale and resist the temptation to diverge from the con-tract. For example, if the buyer requests a move-in prior to closing, just say no. Now is not the time to take any chances of the deal falling through. Don’t move out before you sell. Studies have shown that it is more difficult to sell a home that is vacant because it looks forlorn, forgotten, simply not appealing. It could even cost you thousands. If you move, you’re also telling buyers that you have a new home and are probably highly motivated to sell fast. This, of course, will give them the advantage at the negotiating table. For more information about any of our innovative homeowners programs, give us a call. 484-942-8436 or www.priscilladavisrealtor.com HomeMarketWatch Insider newsletterThe latest version of our HomeMarketWatch Insider newsletter is now available on our website at: http://PriscillaDavisRealtor.com/redir.asp?page=gold_newsletter.asp&t=sicNews Secrets of the Millionaire Mind<a onmouseover="window.status='Click Here Now'; return true" onmouseout="window.status=''" target="_blank" href="http://www.millionairemind.com/a/?wid=180635&page=/wow/"><img src="http://graphics.peakpotentials.com/new/drop-zone/banners/somm-001.jpg"></a> November 17 ***STOP RENTING***Great starter home, Newmarket. Only $149,800. |
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Tips on Saving Energy and Money at HomeDid you know that the average family spends close to $1300 a year on their home's utility bills? Unfortunately, a large portion of that energy is wasted. By using a few inexpensive energy efficient measures, you can reduce your energy bills by 10% to 50% and, at the same time, help reduce air pollution.
The key to achieving these savings is a whole house energy efficiency plan. To take a whole house approach, view your home as an energy system with interdependent parts. For example, your heating system is not just a furnace, it's a heat delivery system that starts at the furnace and delivers heat throughout your home using a network of ducts. You may have a top-of-the-line, energy efficient furnace, but if the ducts leak and are un-insulated, and your walls, attic, windows, and doors are un-insulated, your energy bills will remain high. Taking a whole house approach to saving energy ensures that dollars you invest in energy efficiency are wisely spent.
This information shows you how easy it is to reduce your home energy use. It is a guide to easy, practical solutions for saving energy throughout your home, from the insulating system that surrounds it to the appliances and lights inside. These valuable tips will save you energy and money and, in many cases, help the environment by reducing pollution and conserving our natural resources.
The first step to taking a whole house energy efficiency approach is to find out which parts of your house use the most energy. A home energy audit will show you where these are and suggest the most effective measures for reducing your energy costs. You can conduct a simple home energy audit yourself, you can contact your local utility, or you can call an independent energy auditor for a more comprehensive examination.
After you have identified places where your home is losing energy, assign priorities to your energy needs by asking yourself a few important questions:
How much money do you spend on energy? Once you assign priorities to your energy needs, you can form a whole house efficiency plan. Your plan will provide you with a strategy for making smart purchases and home improvements that maximize energy efficiency and save the most money.
Another option is to get the advice of a professional. Many utilities conduct energy audits for free or for a nominal charge. For a fee, a professional contractor will analyze how your home's energy systems work together as a system and compare the analysis against your utility bills. He or she will use a variety of equipment such as blower doors, infrared cameras, and surface thermometers to find inefficiencies that cannot be detected by a visual inspection. Finally, they will give you a list of recommendations for cost effective energy improvements and enhanced comfort and safety.
Checking your home's insulating system is one of the fastest and most cost efficient ways to use a whole house approach to reduce energy waste and maximize your energy dollars. A good insulating system includes a combination of products and construction techniques that provide a home with thermal performance, protect it against air infiltration, and control moisture. You can increase the comfort of your home while reducing your heating and cooling needs by up to 30% by investing just a few hundred dollars in proper insulation and weatherization products.
Warm air leaking into your home during the summer and out of your home during the winter can waste a substantial portion of your energy dollars. One of the quickest dollar-saving tasks you can do is caulk, seal, and weather strip all seams, cracks, and openings to the outside. You can save 10% or more on your energy bill by reducing the air leaks in your home.
Heating and cooling your home uses more energy and drains more energy dollars than any other system in your home. No matter what kind of heating, ventilation, and air conditioning system you have in your house, you can save money and increase comfort by properly maintaining and upgrading your equipment. By combining proper equipment maintenance and upgrades with appropriate insulation, weatherization, and thermostat settings, you can cut your energy bills and your pollution output in half.
Heat pumps are the most efficient form of electric heating in moderate climates, providing three times more heating than the equivalent amount of energy they consume in electricity. There are three types of heat pumps: air-to-air, water source, and ground source. They collect heat from the air, water, or ground outside your home and concentrate it for use inside. Heat pumps do double duty as a central air conditioner. They can also cool your home by collecting the heat inside your house and effectively pumping it outside. A heat pump can trim the amount of electricity you use for heating as much as 30% to 40%.
Using the sun to heat your home through passive solar design can be both environmentally friendly and cost effective. In many cases, you can cut your heating costs by more than 50% compared to the cost of heating the same house that does not include passive solar design. Passive solar design techniques include placing larger, insulated windows on south facing walls and locating thermal mass, such as a concrete slab floor or a heat absorbing wall, close to the windows. However, a passive solar house requires careful design, best done by an architect for new construction or major remodeling.
When you cozy up next to a crackling fire on a cold winter day, you probably don't realize that your fireplace is one of the most inefficient heat sources you can possibly use. It literally sends your energy dollars right up the chimney along with volumes of warm air. A roaring fire can exhaust as much as 24,000 cubic feet of air per hour to the outside, which must be replaced by cold air coming into the house from the outside. Your heating system must warm up this air, which is then exhausted through your chimney. If you use your conventional fireplace while your central heating system is on, these tips can help reduce energy losses.
It might surprise you to know that buying a bigger room air conditioning unit won't necessarily make you feel more comfortable during the hot summer months. In fact, a room air conditioner that's too big for the area it is supposed to cool will perform less efficiently and less effectively than a smaller, properly sized unit. This is because room units work better if they run for relatively long periods of time than if they are continually, switching off and on. Longer run times allow air conditioners to maintain a more constant room temperature. Running longer also allows them to remove a larger amount of moisture from the air, which lowers humidity and, more importantly, makes you feel more comfortable.
Sizing is equally important for central air conditioning systems, which need to be sized by professionals. If you have a central air system in your home, set the fan to shut off at the same time as the cooling unit (compressor). In other words, don't use the system's central fan to provide circulation, but instead use circulating fans in individual rooms.
You can save as much as 10% a year on your heating and cooling bills by simply turning your thermostat back 10% to 15% for 8 hours. You can do this automatically without sacrificing comfort by installing an automatic setback or programmable thermostat.
Using a programmable thermostat, you can adjust the times you turn on the heating or air conditioning according to a preset schedule. As a result, you don't operate the equipment as much when you are asleep or when the house or part of the house is not occupied. (These thermostats are not meant to be used with heat pumps.) Programmable thermostats can store and repeat multiple daily settings (six or more temperature settings a day) that you can manually override without affecting the rest of the daily or weekly program
Your home's duct system is one of the most important systems in your home, and may be wasting a lot of your energy dollars. It is a branching network of tubes in the walls, floors, and ceilings, carries the air from your home's furnace and central air conditioner to each room.
Unfortunately, many duct systems are poorly insulated or not insulated properly. Ducts that leak heated air into unheated spaces can add hundreds of dollars a year to your heating and cooling bills. Insulating ducts that are in unconditioned spaces is usually very cost effective. If you are buying a new duct system, consider one that comes with insulation already installed.
Sealing your ducts to prevent leaks is even more important if the ducts are located in an unconditioned area such as an attic or vented crawl space. If the supply ducts are leaking, heated or cooled air can be forced out unsealed joints and lost.
Although minor duct repairs are easy to accomplish, ducts in unconditioned spaces should be sealed and insulated by qualified professionals using the appropriate sealing materials. Here are a few simple tips to help with minor duct repairs.
Water heating is the third largest energy expense in your home. It typically accounts for about 14% of your utility bill.
There are four ways to cut your water heating bills: use less hot water, turn down the thermostat on your water heater, insulate your water heater, and buy a new, more efficient water heater. A family of four, each showering for 5 minutes a day, uses 700 gallons of water a week; this is enough for a 3-year supply of drinking water for one person. You can cut that amount in half simply by using low-flow showerheads and faucets.
If you heat with electricity and you have a non-shaded, south-facing location (such as a roof) on your property, consider installing a solar water heater. Solar water heating systems are also good for the environment. Solar water heaters avoid the harmful greenhouse gas emissions associated with electricity production. During a 20 year period, one solar water heater can avoid over 50 tons of carbon dioxide emissions.
Windows can be one of your home's most attractive features. Windows provide views, daylight, ventilation, and solar heating in the winter. Unfortunately, they can also account for 10% to 25% of your heating bill. During the summer, sunny windows make your air conditioner work two to three times harder. If you live in the Sun Belt, look into new solar control spectrally selective windows, which can cut the cooling load by more than half.
If your home has single pane windows, as almost half of homes do, consider replacing them. New double pane windows with high performance glass (e.g., low-e or spectrally selective) are available on the market. In colder climates, select windows that are gas filled with low emissivity ( low-e) coatings on the glass to reduce heat loss. In warmer climates, select windows with spectrally selective coatings to reduce heat gain. If you are building a new home, you can offset some of the cost of installing more efficient windows because doing so allows you to buy smaller, less expensive heating and cooling equipment.
Landscaping is a natural and beautiful way to keep your home more comfortable and reduce your energy bills. In addition to adding aesthetic value and environmental quality to your home, a well placed tree, shrub, or vine can deliver effective shade, act as a windbreak, and reduce overall energy bills.
Carefully positioned trees can save up to 25% of a typical household's energy for heating and cooling. Properly placed trees around the house, can save an average household between $100 and $250 in heating and cooling energy costs annually.
During the summer months, the most effective way to keep your home cool is to prevent the heat from building up in the first place. A primary source of heat buildup is sunlight absorbed by your home's roof, walls, and windows. Dark colored home exteriors absorb 70% to 90% of the radiant energy from the sun that strikes the home's surfaces. Some of this absorbed energy is then transferred into your home by way of conduction, resulting in heat gain inside the house. In contrast, light colored surfaces effectively reflect most of the heat away from your home. Landscaping can also help block and absorb the sun's energy to help decrease heat build up in your home by providing shade and evaporative cooling.
Increasing your lighting efficiency is one of the fastest ways to decrease your energy bills. If you replace 25% of your lights in high use areas with fluorescents, you can save about 50% of your lighting energy bill.
Use linear fluorescent and energy efficient compact fluorescent lamps (CFLs) in fixtures throughout your home to provide high quality and high efficiency lighting. Fluorescent lamps are much more efficient than incandescent bulbs and last 6 to 10 times longer.
Many homeowners use outdoor lighting for decoration and security. When shopping for outdoor lights, you will find a variety of products, from low-voltage pathway lighting to high sodium motion detector floodlights. Some stores also carry lights powered by small photovoltaic (PV) modules that convert sunlight directly into electricity; consider PV-powered lights for areas that are not close to an existing power supply line.
Appliances account for about 20% of your household's energy consumption, with refrigerators and clothes dryers at the top of the consumption list.
When you're shopping for appliances, you can think of two price tags. The first one covers the purchase price - think of it as a down payment. The second price tag is the cost of operating the appliance during its lifetime. You'll be paying on that second price tag every month with your utility bill for the next 10 to 20 years, depending on the appliance. Refrigerators last an average of 20 years; room air conditioners and dishwashers, about 10 years each; clothes washers, about 14 years.
Most of the energy used by a dishwasher is for water heating. The Energy Guide label estimates how much power is needed per year to run the appliance and to heat the water based on the yearly cost of gas and electric water heating.
Refrigerators with the freezer on top are more efficient than those with freezers on the side.
The Energy Guide label on new refrigerators will tell you how much electricity in kilowatt hours (kWh) a particular model uses in one year. The smaller the number, the less energy the refrigerator uses and the less it will cost you to operate.
About 80% to 85% of the energy used for washing clothes is for heating the water. There are two ways to reduce the amount of energy used for washing clothes - use less water and use cooler water. Unless you're dealing with oily stains, the warm or cold water setting on your machine will generally do a good job of cleaning your clothes. Switching your temperature setting from hot to warm can cut a load's energy use in half.
When shopping for a new washer, look for a front loading (horizontal axis) machine. This machine may cost more to buy but uses about a third of the energy and less water than a top loading machine. With a front loader, you'll also save more on clothes drying, because they remove more water from your clothes during the spin cycle.
When shopping for a new clothes dryer, look for one with a moisture sensor that automatically shuts off the machine when your clothes are dry. Not only will this save energy, it will save wear and tear on your clothes caused by over drying. Keep in mind that gas dryers are less expensive to operate than electric dryers. The cost of drying a typical load of laundry in an electric dryer is 30 to 40 cents compared to 15 to 25 cents in a gas dryer.
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9 Buyer Traps and How to Avoid Them" A systemized approach to the homebuying process can help you steer clear of these common traps, allowing you to not only cut costs, but also secure the home that’s best for you." No matter which way you look at it buying a home is a major investment. But for many homebuyers, it can be an even more expensive process than it needs to be because many fall prey to at least a few of the many common and costly mistakes which trap them into either:
A systemized approach to the homebuying process can help you steer clear of these common traps, allowing you to not only cut costs, but also secure the home that’s best for you.
This important report discusses the 9 most common and costly of these homebuyer traps, how to identify them, and what you can do to avoid them:
What price should you offer when you bid on a home? Is the seller’s asking price too high, or does it represent a great deal. If you fail to research the market in order to understand what comparable homes are selling for, making your offer would be like bidding blind. Without this knowledge of market value, you could easily bid too much, or fail to make a competitive offer at all on an excellent value.
What are you looking for in a home? A simple enough question, but the answer can be quite complex. More than one buyer has been swept up in the emotion and excitement of the buying process only to find themselves the owner of a home that is either too big or too small. Maybe they’re stuck with a longer than desired commute to work, or a dozen more fix-ups than they really want to deal with now that the excitement has died down. Take the time upfront to clearly define your wants and needs. Put it in writing and then use it as a yard stick with which to measure every home you look at.
Make sure very early on in the negotiation that you will own your new home free and clear by having a title search completed. The last thing you want to discover when you’re in the back stretch of a transaction is that there are encumbrances on the property such as tax liens, undisclosed owners, easements, leases or the like.
As part of your offer to purchase, make sure you request an updated property survey which clearly marks your boundaries. If the survey is not current, you may find that there are structural changes that are not shown (e.g. additions to the house, a new swimming pool, a neighbor’s new fence which is extending a boundary line, etc.). Be very clear on these issues.
Don’t expect every seller to own up to every physical detail that will need to be attended to. Both you and the seller are out to maximize your investment. Ensure that you conduct a thorough inspection of the home early in the process. Consider hiring an independent inspector to objectively view the home inside and out, and make the final contract contingent upon this inspector’s report. This inspector should be able to give you a report of any item that needs to be fixed with associated, approximate cost.
Pre-approval is fast, easy and free. When you have a pre-approved mortgage, you can shop for your home with a greater sense of freedom and security, knowing that the money will be there when you find the home of your dreams.
If a seller fails to comply to the letter of the contract by neglecting to attend to some repair issues, or changing the spirit of the agreement in some way, this could delay the final closing and settlement. Agree ahead of time on a dollar amount for an escrow fund to cover items that the seller fails to follow through on. Prepare a list of agreed issues, walk through them, and check them off one by one.
Make sure you identify and uncover all costs - large and small -far enough ahead of time. When a transaction closes, you will sometimes find fees for this or that sneaking through after the "sub"-total - fees such as loan disbursement charges, underwriting fees etc. Understand these in advance by having your lender project total charges for you in writing.
Take your time during this critical part of the process, and insist on seeing all paperwork the day before you sign. Make sure this documentation perfectly reflects your understanding of the transaction, and that nothing has been added or subtracted. Is the interest rate right? Is everything covered? If you rush this process on the day of closing, you may run into a last minute snag that you can’t fix without compromising the terms of the deal, the financing, or even the sale itself.
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Get An Extra Hour Out Of Every DayHow can you get an extra hour from each day? This is a basic challenge for all of us. We've come up with many practical ways to secure one more precious hour from each day. (Remember that each of these tips is probably adaptable to your particular situation.) Here they are...
1. Make up and follow a detailed, daily schedule.
2. Get up earlier.
3. Do less passive reading, TV watching and the like.
4. Avoid allowing others to waste your time.
5. If you commute to work, use the time to study or plan.
6. Organize your work; do it systematically.
7. Make creative use of lunchtime.
8. Delegate authority if possible.
9. Spend less time on unimportant phone calls.
10. Think first; then do the job.
11. Do instead of dream.
12. Work hardest when you're mentally most alert.
13. Eliminate activities which make little contribution to the best results for your life.
14. Always do the toughest jobs first.
15. Before each major act, ask: Is this REALLY necessary?
16. Choose interesting and constructive literature for spare-moment reading.
17. Learn how to sleep. Sleep soundly, then work refreshed.
18. Skip desserts.
19. Stop smoking.
20. Write notes or letters while waiting for others.
21. Always carry an envelope with paper in it, stamps and a few postcards.
22. Combine tasks which are done in the same area.
23. Be prompt for all appointments.
24. Lay out your clothes the night before.
25. Relax. Ready yourself for the important jobs in life.
26. Concentrate on the specific task you're doing.
27. Make constructive use of those five or ten-minute waiting periods. Carry with you magazine article clippings on helpful subjects.
28. Always carry a pencil and paper to capture important-to-you ideas.
29. Learn to do other "unnecessary things" while watching TV or listening to the radio.
30. Call on specialists to accomplish work you cannot do efficiently.
31. Learn to read more rapidly.
32. Nap an hour after dinner. Then take a shower. Begin the evening hours relaxed and refreshed.
33. Avoid making a "production" out of small tasks.
34. Avoid interruptions.
35. Tackle only one job at a time.
36. Search out job shortcuts.
37. Know your limitations.
38. Work to your top capacity.
Priscilla Barnes-Davis
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Seminars Help A New Real Estate Agent Meet Her Public
| May 15, 2008:
Story By Joe Zlomek When Priscilla Barnes-Davis and her husband, Arthur, sold their Brooklyn NY home in 2005 to move to Pennsylvania, they left behind a kitchen filled with new appliances. At the time, she says, she was unaware they could have stipulated that the stove, 'fridge and dishwasher would not be included. "Our agent didn't tell us. I know better now," she adds. Barnes-Davis is determined to help others learn from her experience, too. A retired mental health administrator, she started work 18 months ago as a sales agent for real estate broker Brode and Brooks Inc. in Pennsburg PA . As part of her marketing efforts, she now holds free weekly home buyer and seller seminars at the Pottstown PA Public Library . Attendance so far is sparse and sporadic. On some weeks, the only faces joining Barnes-Davis at the quiet library's conference room table are those of her husband and Fred Troxell, a representative of Cambridge Mortgage Associates in Norristown PA, with whom she works the seminars. Tonight's session (May 14, 2008) is different: two newcomers have arrived in response to publicity generated by local news coverage. It's obvious Barnes-Davis is delighted. "I told my husband that I imagined people coming to this," she says with a smile, "and they did." Arthur, sitting nearby, smiles too. One visitor, a young woman who lives in Pottstown , expresses interest in buying a home. That launches Barnes-Davis into the night's pre-planned program, a review from the buyer's perspective of language contained in an agreement of sale contract. It will take awhile to learn if her weekly series for consumers is worth the time and effort, Barnes-Davis admits. But she says she won't let the current state of the real estate market disappoint her. "I came in after the boom," she explains, "so I didn't have any expectations for big sales. People ask me, 'how's business?' For me, business is great because I've got nothing else to compare it to." | |
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“HomeMarketWatch Insider Newsletter"
The latest version of our HomeMarketWatch Insider newsletter
is now available on our website at:
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Each month, we publish a series of articles of interest to
homeowners -- money-saving tips, household safety checklists,
home improvement advice, real estate insider secrets, etc.
Whether you are currently in the market for a new home, or not,
we hope that this information is of value to you. Please feel
free to pass these articles on to your family and friends.
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This month's features...
FEATURE REPORT:
- How To Reduce Crime In Your Neighborhood
ALSO THIS MONTH:
- 27 Tips You Should Know To Get Your Home Sold Fast and For Top Dollar
- Buying a Great Used Car
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Priscilla Barnes-Davis
404 Main St.
Pennsbury, PA 18073
Phone: 267-923-3205
Fax: 215-679-4640
Website: PriscillaDavisRealtor.com
Email: Priscilla@priscilladavisrealtor.com
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Property From Brode & Brooks, Inc. Realtors
2011 Majestic Overlook Dr, Saucon Valley, PA RES ACT $619,900
Beds, Baths: 4 3/1 Ownership: FeeSimple Type: Single/Detac Design: 2-Story Style: Colonial Basement: Y Age: 8 Int Sq Ft: 4,166/ A Unit Floor #:
Central Air: Y Internet: Y / Y
LR/GR: 15 x 14 M Dining: 15 x 14 M Kitchen: 25 x 13 M Family: 19 x 16 M
Main BR: 14 x 13 M 2nd BR: 15 x 11 U 3rd BR: 14 x 12 U 4th BR: 19 x 15 U
Solarium: 19 x 14 M Mstr Sit: 13 x 7 U
Inclusions: Washer, Dryer, Refig., And All Window Treaments Exclusions:
Total Rooms: 11 Bath Full: 0M 3U 0L Bath Part: 1M 0U 0L Model: Builder:
RE Taxes / Yr: $12361 / 2008 Blk 6 Assessment: 188200 Lot 3B-17
Condo / HOA: N / N Assc Fee / Freq:
Acr / SqFt: 0.53 / 23,087 Lot Dim: 00x00
Land Use: 110 Waterfront: N
Zoning: R20
Utilities: GasHeat, HotAirHeat, GasHotWater, CentralAir, PublicWater, PublicSewer
Parking: 3-CarGarage, Att/BuiltInG, 3+CarParking Exterior: Alu/SteelExt, VinylExt, NoPool
Bsmt: FullBasement, FinishedBsmt Interior: OneFirePl, NoModifs/Unk, UpprFlrLndry Kit: KitW/NookBar, GasCooking, Finance: ConventnalFi Cond: Average+
Public:Desirable floor plan. Spacious rooms, bright & cherry interior. Dimensional roof. Large rear deck with hot tub, finished basement, hardwood foyer with open stairs. 2 story family room. Palladium windows. Open stairs, gas fireplace, island kitchen with custom cabinetry walk-in pantry, hardwood floor, formal dining and living room with wainscote & crown molding, music room, custom millwork in living room, dining room, master suite double bowl cherry vanity, 1st floor office. This is a must see you won’t be disappointed. Call Priscilla: 484-942-8436 Sellers are PA Real Estate agents.
Talking about Great Mobile Home - Majestic View in Hereford PA
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Great Mobile Home - Majestic View in Hereford PA
RE Taxes / Yr: $700 / 2008 Blk 05 Assessment: 7700 Lot 3232-T0K
Condo / HOA: N / N Assc Fee / Freq:
Acr / SqFt: 0.00 / Lot Dim: 00x00
Land Use: 146 Waterfront: N
Zoning: mob
Utilities: PropaneHeat, PropaneHtWtr, CentralAir, PvtCo/ComWtr, PvtCo/ComSew, 100-150AmpEl
Parking: NoGarage, 2-CarParking, DrivewayPrk Exterior: StreetLights, UndrgrndElec, ExteriorLght, VinylExt, SlopingLot, FrontYard, SideYard(s), PitchedRoof, Patio, NoPool
Bsmt: NoBasement Interior: NoFireplace, W/WCarpeting, CeilngFan(s), CableTVWired, Center/EntrH, NoModifs/Unk, MainFlrLndry Kit: EatInKitchen, GasCooking, PropCooking, KitDoubleSin, BuiltInDishW, BuiltInRefig
Assn Inc: ComAreaMaint, TrashRemoval, WaterFee, SewerFee, ParkFee Finance: ConventnalFi, Seller/Privt Cond: Average+
Public:10 years young single wide mobile home. 3 bedrooms, 2 baths. Nice shed, fully air conditioned, Lot rent is $340.00 + $5.00 for trash. Trash is picked up twice a week, Electric water, sewer are all metered. Owner is billed monthly. There is a pet fee $20.00 a dog. No charge for indoor cat. Owner can have a dog or a cat. AHS Home Sheld paid for by the seller and seller assist with closing cost & carpets. Home is well maintained come see for yourself. Call Priscilla Barnes-Davis at: 484-942-8436
Great Mobile Home - Majestic View in Hereford PA
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Features
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| Utilities: PropaneHeat, PropaneHtWtr, CentralAir, PvtCo/ComWtr, PvtCo/ComSew, 100-150AmpEl Parking: NoGarage, 2-CarParking, DrivewayPrk Exterior: StreetLights, UndrgrndElec, ExteriorLght, VinylExt, SlopingLot, FrontYard, SideYard(s), PitchedRoof, Patio, NoPool Bsmt: NoBasement Interior: NoFireplace, W/WCarpeting, CeilngFan(s), CableTVWired, Center/EntrH, NoModifs/Unk, MainFlrLndry Kit: EatInKitchen, GasCooking, PropCooking, KitDoubleSin, BuiltInDishW, BuiltInRefig Assn Inc: ComAreaMaint, TrashRemoval, WaterFee, SewerFee, ParkFee Finance: ConventnalFi, Seller/Privt Cond: Average+ |
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Remarks
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| Public:10 years young single wide mobile home. 3 bedrooms, 2 baths. Nice shed, fully air conditioned, Lot rent is $340.00 + $5.00 for trash. Trash is picked up twice a week, Electric water, sewer are all metered. Owner is billed monthly. There is a pet fee $20.00 a dog. No charge for indoor cat. Owner can have a dog or a cat. AHS Home Sheld paid for by the seller and seller assist with closing cost & carpets. Home is well maintained come see for yourself. Call Priscilla Barnes-Davis at: 484-942-8436 | ||
Property From Brode & Brooks, Inc. Realtors
| 2011 Majestic Overlook Dr, Saucon Valley, PA | RES | ACT | $619,900 |
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Features
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| Utilities: GasHeat, HotAirHeat, GasHotWater, CentralAir, PublicWater, PublicSewer Parking: 3-CarGarage, Att/BuiltInG, 3+CarParking Exterior: Alu/SteelExt, VinylExt, NoPool Bsmt: FullBasement, FinishedBsmt Interior: OneFirePl, NoModifs/Unk, UpprFlrLndry Kit: KitW/NookBar, GasCooking, Finance: ConventnalFi Cond: Average+ |
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Remarks
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| Public:Desirable floor plan. Spacious rooms, bright & cherry interior. Dimensional roof. Large rear deck with hot tub, finished basement, hardwood foyer with open stairs. 2 story family room. Palladium windows. Open stairs, gas fireplace, island kitchen with custom cabinetry walk-in pantry, hardwood floor, formal dining and living room with wainscote & crown molding, music room, custom millwork in living room, dining room, master suite double bowl cherry vanity, 1st floor office. This is a must see you won’t be disappointed. Call Priscilla: 484-942-8436 Sellers are PA Real Estate agents. | ||
Talking about FREE HOME BUYER'S SEMINAR
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FREE HOME BUYER'S SEMINAR
FREE HOME BUYER"S SEMINAR
POTTSTOWN PUBLIC LIBRARY
500 High Street, Pottstown, PA 19464Wednesday evenings 7:00-8:30 June 11th, 18th and 25th
June 11th ALL ABOUT MORTGAGES: PRE-APPOVELS- MONTHLY PAYMENTS-FUNDS REQUIRED TO PURCHASE-CREDIT REQUIREMENTS
June 18th THE HOME PURCHASING PROCESS: HAVE AREALTOR REPRESENT YOU AT NO COST TO YOU - FINDING YOUR NEW HOME - THE FORMS YOU WILL SIGN
June 25th HOME INSPECTIONS: WHAT THE INSPECTION DOES AND DOES NOT COVER - RADON TESTS - WOOD DESTROYING INSECT INSPECTIONS - ROUTINE MAINTENANCE
* Three rig binder with reference material given toeach attendee*
Please call Priscilla by Tuesday June 10th to reserve a seat !!!
PERSENTED BY
FRED TROXELL PRISCILLA BARNES-DAVIS
Cambridge Mortgage Brode & Brooks,Inc. Realtors
Associates, LTD.
1904-1906 Swede Road 404 Main St
Norristown, PA 19401 Pennsburg, PA 18073
(610) 279- 3175 (610) 923-3205
FREE HOME BUYER'S SEMINAR
FREE HOME BUYER"S SEMINAR
POTTSTOWN PUBLIC LIBRARY
500 High Street, Pottstown, PA 19464
Wednesday evenings 7:00-8:30 June 11th, 18th and 25th
June 11th ALL ABOUT MORTGAGES: PRE-APPOVELS- MONTHLY PAYMENTS-FUNDS REQUIRED TO PURCHASE-CREDIT REQUIREMENTS
June 18th THE HOME PURCHASING PROCESS: HAVE AREALTOR REPRESENT YOU AT NO COST TO YOU - FINDING YOUR NEW HOME - THE FORMS YOU WILL SIGN
June 25th HOME INSPECTIONS: WHAT THE INSPECTION DOES AND DOES NOT COVER - RADON TESTS - WOOD DESTROYING INSECT INSPECTIONS - ROUTINE MAINTENANCE
* Three rig binder with reference material given toeach attendee*
Please call Priscilla by Tuesday June 10th to reserve a seat !!!
PERSENTED BY
FRED TROXELL PRISCILLA BARNES-DAVIS
Cambridge Mortgage Brode & Brooks,Inc. Realtors
Associates, LTD.
1904-1906 Swede Road 404 Main St
Norristown, PA 19401 Pennsburg, PA 18073
(610) 279- 3175 (610) 923-3205
Talking about Official Fuel Reformulator of The Firestone INDY Light Series
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Official Fuel Reformulator of The Firestone INDY Light Series
Our Story
For nearly two years, we've been using Ethos FR in our car. We had been looking for a replacement for a similar type of product, when upon trying to order some more, discovered that it had been discontinued. So, we searched on the internet and came across Ethos, but it appeared at the time, that it couldn't be ordered unless we joined the business. At that time, we were already involved in a business and weren't interested in joining another business. Then, not two weeks later, a close friend of ours approached us with the opportunity and we agreed.
Once we received our shipment of Ethos, we immediately put six ounces in the gas tank and six ounces in the crankcase of our 1998 Infinity Q45. We then went to the supermarket, which is about 5 miles away and on the way home (at about the 7.5 mile mark) we experienced a sudden drop in the noise of the engine...as if we hit a mute button, like the one on our TV remote. At the same time, the vibration and roughness of the engine stopped. The whole thing was so sudden that we both looked at one another as we approached a stop light and said simultaneously, "What just happened"? The noise and vibration level was better than when we first purchased the car...back in 2002. At the time, Priscilla was attending real estate school and after driving about 80 miles, the "check engine" light went out and didn't come on again. Also, at that time, we were only getting 11 miles per gallon and we were told by our mechanic, that our "oxygen sensors" needed to be replaced and that we would have to take it to our Infiniti dealer. When we took it to the dealer, they told us that it would cost over 600 dollars to replace two of the sensors that needed to be replaced. We were told all of this, before we started using Ethos Fuel Reformulator. We decided not to get the oxygen sensors changed at that time and because we used the Ethos FR, we were able to drive for 18 months before we actually needed to replace the oxygen sensors.
Prior to the business, we were using a "fuel additive" that we were told, cleaned our fuel lines and anywhere the fuel traveled. However, because it was a "fuel additive", it was a petroleum based product and was toxic and you couldn't get it on anything...not even your vehicle because it would permanently stain anything it touched. It was toxic and hazardous.
We love using Ethos FR because it is non petroleum based, non-toxic, non-hazardous and environmentally safe. We know that we're saving money on our fuel, extending the life of our engine, as well as doing our part to reduce carbon emissions and global warming. So check out the web site at: forearthonline.com/mycilla
Priscilla Davis Distributor Ethos Fuel Re-formulator
Official Fuel Reformulator of The Firestone INDY Light Series
For nearly two years, we've been using Ethos FR in our car. We had been looking for a replacement for a similar type of product, when upon trying to order some more, discovered that it had been discontinued. So, we searched on the internet and came across Ethos, but it appeared at the time, that it couldn't be ordered unless we joined the business. At that time, we were already involved in a business and weren't interested in joining another business. Then, not two weeks later, a close friend of ours approached us with the opportunity and we agreed.
Once we received our shipment of Ethos, we immediately put six ounces in the gas tank and six ounces in the crankcase of our 1998 Infinity Q45. We then went to the supermarket, which is about 5 miles away and on the way home (at about the 7.5 mile mark) we experienced a sudden drop in the noise of the engine...as if we hit a mute button, like the one on our TV remote. At the same time, the vibration and roughness of the engine stopped. The whole thing was so sudden that we both looked at one another as we approached a stop light and said simultaneously, "What just happened"? The noise and vibration level was better than when we first purchased the car...back in 2002. At the time, Priscilla was attending real estate school and after driving about 80 miles, the "check engine" light went out and didn't come on again. Also, at that time, we were only getting 11 miles per gallon and we were told by our mechanic, that our "oxygen sensors" needed to be replaced and that we would have to take it to our Infiniti dealer. When we took it to the dealer, they told us that it would cost over 600 dollars to replace two of the sensors that needed to be replaced. We were told all of this, before we started using Ethos Fuel Reformulator. We decided not to get the oxygen sensors changed at that time and because we used the Ethos FR, we were able to drive for 18 months before we actually needed to replace the oxygen sensors.
Prior to the business, we were using a "fuel additive" that we were told, cleaned our fuel lines and anywhere the fuel traveled. However, because it was a "fuel additive", it was a petroleum based product and was toxic and you couldn't get it on anything...not even your vehicle because it would permanently stain anything it touched. It was toxic and hazardous.
We love using Ethos FR because it is non petroleum based, non-toxic, non-hazardous and environmentally safe. We know that we're saving money on our fuel, extending the life of our engine, as well as doing our part to reduce carbon emissions and global warming. So check out the web site at: forearthonline.com/mycilla
Priscilla Davis Distributor Ethos Fuel Re-formulator
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